Disability Insurance


Your income is your most valuable asset. Protecting your income allows you to continue to enjoy what it pays for- your home, your cars, your food, college tuition and vacations. Disability insurance is the protection you need to help you maintain your lifestyle and protect your family’s future if you become too sick or hurt to work.

If you are a business owner, the potential of a disability poses a triple threat.

  • keeping a roof over your head- how long could the business continue to pay your personal salary.
    Individual Disability Insurance Could Help.
  • keeping your business doors open- how will you cover your business expenses if you aren’t there to bring in the income?
    Overhead Insurance Could Help.
  • keeping your investment intact- how will you get the funds to purchase a disabled co-owners interest if he or she were to become disabled?
    Buy-Out Insurance Could Help.
It’s been about 12 years now since you called me and asked about our insurance needs. At that time the Association was growing and becoming far more complex. I was concerned about gaps in our coverage. My original concerns were not so much as to whether there was insurance coverage available, but whether my agent was being diligent and thorough. I was fortunate to have answered the phone the day you called.
Edward A Goss
Executive Director
Arthroscopy Association of North America
Cook and Kocher Insurance Group
300 S. Northwest Highway, Park Ridge, IL 60068
Phone: 847-692-9200
Fax: 847-692-9299
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